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BY USING THE PANORAMA CAPITAL, LLC (“PANORAMA CAPITAL”) WEBSITE, YOU AGREE TO FOLLOW AND BE BOUND BY THESE TERMS OF USE AND PRIVACY POLICY. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE AND PRIVACY POLICY, YOU MAY NOT ACCESS OR USE THIS WEBSITE.

Terms of Use
Panorama Capital may, at any time, revise these Terms of Use and Privacy Policy posted on the Panorama Capital website, currently located at http://www.panoramacapital.com (the "Website") by updating this posting. By using the Website, you agree to be bound by any such revisions and, therefore, you should periodically visit this page of the Website to examine the then-current Terms of Use and Privacy Policy.

License for Website Content; Third Party Websites. Panorama Capital hereby authorizes you to download, view, copy and print documents and graphics in the documents and other content available on the Website (“Website Content”) solely for personal, informational, non-commercial purposes. No other use of the Website Content is authorized without the express written authorization of Panorama Capital. Except as otherwise specified above, no license or right under any patent, trademark or copyright of Panorama Capital or any third party is granted herein.
The Website may include hyperlinks to websites not controlled by Panorama Capital and we are not responsible for the availability of, nor any content on those websites. Panorama Capital provides these links merely as a convenience and the inclusion of such links does not imply an endorsement.

No Advice. The information contained on the Website (including any opinions expressed in Panorama Capital’s blog (“Panoblog”), which might be subject to additional terms and conditions) is given for general information and interest purposes only. While Panorama Capital tries to keep the information accurate and up to date, Panorama Capital cannot be responsible for any inaccuracies in the information. As a result, you should not rely on this information for making decisions, and we recommend that you take further advice and/or seek further guidance before taking any action based on the information contained on this website.

Submitted Materials. Panorama Capital has no obligation to protect or preserve the information contained within any content, feedback, business plans, resumes, or other material (the “Materials”) that you submit, upload, post, transmit or otherwise make available through the Website. In the absence of a definitive agreement executed by Panorama Capital, no legal obligation of any kind or nature is created by the submission of the Materials. Accordingly, please act carefully in deciding to include any sensitive or confidential information in your Materials as Panorama Capital will have no obligation to maintain the confidentiality of the information and will be under no restriction with respect to the use of such information.

Privacy Policy
User Consent. By submitting Personal Information through our Website, you agree to the terms of this Privacy Policy and you expressly consent to the processing of information about you that is personally identifiable to you, such as your name, address, e-mail address, or phone number, as well as other non-public information that is associated with the foregoing (“Personal Information”), according to this Privacy Policy.

Your Personal Information may be processed by Panorama Capital in the country where it was collected as well as other countries (including the United States) where laws regarding processing of Personal Information may be less stringent than the laws in your country.

Personal Information You Provide to Us. When you contact us by sending us an e-mail, or to send us business plans or resumes, we will collect your name, e-mail address and any information contained in the e-mail you send us, as well as any documents and materials attached to such e-mail. As you navigate our Website, certain information may also be collected passively, including your Internet protocol address, browser type, domain names, access times, and operating system. We may also use session and persistent cookies and navigational data (such as URLs) to gather information regarding the date and time of your visit and the information and services for which you searched and which you viewed. We do not intentionally gather Personal Information about visitors who are minors.

Use of Information. In general, Personal Information you submit to us is used either to respond to inquiries and requests that you make, to enable us to get in contact with you, or to aid us in providing better services to you. We may, but are not obligated to, use resumes that you submit to us to consider you for a position at Panorama Capital, and we may use business plans that you send us to get more information about your business in connection with our business practices. We may create records of information that are not associated with or linked to your Personal Information (“Anonymous Information”) from Personal Information by excluding information (such as your name) that make the information personally identifiable to you. Panorama Capital reserves the right to use and disclose Anonymous Information to third parties in its discretion.

Disclosure of Personal Information. Except as otherwise stated in this Privacy Policy, we do not generally trade, rent, or share your Personal Information with third parties unless you ask us to do so. Although we currently do not have a parent company, any subsidiaries, joint ventures, or other companies under a common control (collectively, “Affiliates”), we may in the future. We may share some or all of your Personal Information with these Affiliates, in which case we will require our Affiliates to honor this Privacy Policy. If our company or our assets are acquired by another company, that company will possess the Personal Information collected by us and it will assume the rights and obligations regarding your Personal Information as described in this Privacy Policy.

We may disclose your Personal Information if we believe in good faith that such disclosure is necessary to (a) comply with relevant laws or to respond to subpoenas or warrants served on Panorama Capital; or (b) to protect and defend the rights or property of Panorama Capital or third parties.

Security. Panorama Capital is committed to protecting the security of your Personal Information. We use a variety of industry-standard security technologies and procedures to help protect your Personal Information from unauthorized access, use, or disclosure. Even though Panorama Capital has taken significant steps to ensure that your Personal Information is not intercepted, accessed, used, or disclosed by unauthorized persons, you should know that Panorama Capital cannot fully eliminate security risks associated with Personal Information.

General
Disclaimer. EXCEPT WHERE EXPRESSLY PROVIDED OTHERWISE, THE WEBSITE, AND ALL CONTENT, MATERIALS, INFORMATION, PRODUCTS AND SERVICES PROVIDED ON THE WEBSITE, ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PANORAMA CAPITAL EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OR CONDITIONS OF TITLE, NONINFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. PANORAMA CAPITAL MAKES NO WARRANTY THAT: (A) THE WEBSITE WILL MEET YOUR REQUIREMENTS; (B) THE WEBSITE WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; OR (C) THE INFORMATION AND RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR ANY SERVICES OFFERED THROUGH THE WEBSITE WILL BE ACCURATE OR RELIABLE.

Limitation of Liability. IN NO EVENT SHALL PANORAMA CAPITAL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU WHETHER IN AN ACTION IN CONTRACT OR TORT, ARISING FROM YOUR ACCESS TO, OR USE OF, THE WEBSITE, WHETHER OR NOT PANORAMA CAPITAL HAS BEEN ADVISED OF THE POSSIBILITY. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Applicable Laws. All matters relating to your access to, and use of, the Website, these Terms of Use and the Privacy Policy shall be governed by U.S. federal law or the laws of the State of California. Any legal action or proceeding relating to your access to, or use of, the Website shall be instituted in a state court located in San Mateo County, or any federal court in the Northern District of California, and no other venue.
Contact Information. If you have any questions regarding these Terms of Use or the Privacy Policy, please contact Panorama Capital by sending an email to info@panoramacapital.com.

Copyright/Trademark Information. Copyright © 2007, Panorama Capital. All rights reserved.

The trademarks, logos and service marks ("Marks") displayed on the Website are the property of Panorama Capital or other third parties. You are not permitted to use these Marks without the prior written consent of Panorama Capital or such third party which may own the Mark.

These Terms of Use and Privacy Policy were last updated in May 2006.